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RICK HILL NISSAN
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Financial Flexibility
Buying on credit allows you to take possession of something before paying for it in full, with the promise that you will pay back the remaining amount over an agreed-upon period of time along with additional charges, such as interest. As such, credit can offer you financial flexibility and power. Understanding the obligation and responsibility that comes with using credit will help you build a solid credit history and expand your financial freedom.
The Benefits of Credit
With a good credit history, you are able to make purchases many people take for granted these days -- such as borrowing money for a new car, home, or school tuition. You also use credit to reserve or rent a car, hotel room, or video. Credit enables you to order products and services by phone or on the Web. Whether you're just getting started in life, or you're ready to buy "big ticket" items, or trying to manage your cash flow wisely, credit gives you the flexibility to make purchases whenever and wherever you want.
Know Your Credit Score
Your credit standing represents your financial reputation within the credit community. Make sure you understand credit reports and scores and where to find them, so that you can maintain the accuracy and integrity of your credit history. It's relatively easy to do, and will help prevent stress and confusion with your next credit application.

Understanding Credit Reports
A credit report, or credit history, is a record of the money you have borrowed and repaid, as well as relevant public records (such as bankruptcy records) and inquiries made to your credit history. Credit reports are maintained and supplied by credit bureaus, which gather personal and financial information about you and how you have handled credit. Individual creditors provide much of this information to credit bureaus and in turn rely on them for data about how credit applicants have handled their debts. As such, it's important to know what's on your credit report and to maintain its accuracy.

To obtain a copy of your credit report or dispute information found on your credit report, contact one of the following major credit bureaus:

Equifax Credit Information Services
P.O. Box 740241
Atlanta, GA 30374-0241
(800) 685-1111
www.equifax.com

Experian (formerly TRW Information Services)
National Consumer Assistance Center
P.O. Box 2350
Chatsworth, CA 91313-2350
(888) EXPERIAN or (888) 397-3742
www.experian.com

Trans Union Corporation
Consumer Relations Center
P.O. Box 390
Springfield, PA 19064-0390
(800) 916-8800
www.transunion.com

Rick Hill Nissan
2700 Parr Ave
Dyersburg, TN 38024
Phone: 731-285-6294
Fax: 731-285-4247
NEW VEHICLES SALES
Phone:731-285-6294
Fax:731-285-4247
Mon.8:00 AM - 6:00 PM
Tue.8:00 AM - 6:00 PM
Wed.8:00 AM - 6:00 PM
Thu.8:00 AM - 6:00 PM
Fri.8:00 AM - 6:00 PM
Sat.8:00 AM - 5:00 PM
Sun.Closed

PRE-OWNED SALES
Phone:731-285-6294
Fax:731-285-4247
Mon.8:00 AM - 6:00 PM
Tue.8:00 AM - 6:00 PM
Wed.8:00 AM - 6:00 PM
Thu.8:00 AM - 6:00 PM
Fri.8:00 AM - 6:00 PM
Sat.8:00 AM - 5:00 PM
Sun.Closed

SERVICE
Phone:731-285-6294
Fax:731-285-4247
Mon.8:00 AM - 5:00 PM
Tue.8:00 AM - 5:00 PM
Wed.8:00 AM - 5:00 PM
Thu.8:00 AM - 5:00 PM
Fri.8:00 AM - 5:00 PM

PARTS
Phone:731-285-6294
Fax:731-285-4247
Mon.8:00 AM - 5:00 PM
Tue.8:00 AM - 5:00 PM
Wed.8:00 AM - 5:00 PM
Thu.8:00 AM - 5:00 PM
Fri.8:00 AM - 5:00 PM

FINANCE
Phone:731-285-6294
Fax:731-285-4247

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Web Price for New Vehicles includes rebates that you may now quality for. Vehicle MSRP and Prices may exclude government fees and taxes, license, registration, any finance charges, any emissions testing charges and dealer document preparation purchase or lease charges. Dealer prices may vary. New Vehicle Mileage based on EPA mileage estimates. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

[*] The price for this vehicle as equipped does not include charges such as: License, Title, Registration Fees, State or Local Taxes, Finance Charges, Credit Investigation, Optional Credit Insurance, Physical Damage of Liability Insurance, Delivery Fees, Documentary Fee. DealerSERVE (ROGEE Corporation) and Dealership (Rick Hill Nissan) makes no representations, expressed or implied, to any actual or prospective purchaser or owner of this vehicle as to the existence, ownership, accuracy, description or condition of this vehicle's listed equipment, accessories, price or any warranties. Any and all differences must be addressed prior to the sale of this vehicle.

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Dyersburg, TN 38024
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